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Avila Realty Group, Inc.

August 2026

Does the New 30-Year Mortgage Amortization Rule Actually Help First-Time Buyers in Toronto?

Posted on Aug 27, 2026

The 30-year mortgage amortization first-time buyers Toronto now have access to has generated a lot of buzz, and a fair amount of confusion, about whether it genuinely moves the needle on affordability or just sounds good in a headline. Here's a clear look at what the rule actually does, who it applies to, and what it means practically for someone s...

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What's Actually in a Status Certificate, and Why Does It Matter More Right Now?

Posted on Aug 27, 2026

Most condo buyers know they're supposed to review a status certificate Toronto lawyers request before closing, but far fewer understand what's actually inside it, or why skipping a careful read has become riskier in today's market than it used to be.

What a Status Certificate Actually Is


A status certificate is a legal document that a condo corporati...

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Should I Buy a Condo Assignment Sale in Toronto Right Now?

Posted on Aug 27, 2026

A condo assignment sale Toronto buyers are seeing right now looks different than it did just a few years ago. Toronto's condo market is in the middle of its deepest correction in decades, and that's created a wave of assignment listings, many priced at or below the original purchase price. For buyers, that raises a genuine question: is this actuall...

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Getting Approved to Buy a Home in Toronto and the GTA: Timeline, Requirements, and Who to Contact

Posted on Aug 17, 2026

Getting approved to buy a home in Toronto starts long before you find a property you want to make an offer on, and buyers who skip this step often lose out on homes they're genuinely qualified for simply because they weren't ready to move quickly. Here's the actual timeline, what's required, and who to reach out to at each stage.



Step 1: Get Pre-Qua...

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Closing Costs in Toronto and the GTA: A Complete Breakdown for Buyers

Posted on Aug 17, 2026

Most first-time buyers budget carefully for a down payment and then get caught off guard by everything else due at closing. Closing costs in Toronto and across the GTA typically add up to somewhere between 1.5 and 4 percent of the purchase price, depending on the property type and your specific situation, and knowing what's actually included helps...

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Power of Sale Properties in Ontario: What Buyers Need to Know

Posted on Aug 17, 2026

Power of sale properties in Ontario come up often in buyer conversations, usually paired with the assumption that they're an easy way to get a home below market value. That's sometimes true, but the process works differently than a typical resale purchase, and understanding those differences before you make an offer matters more than most buyers re...

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